Giving You Financial Power
With over 20 years of experience in the mortgage lending and banking industries, we have a proven track record of delivering funds on out of the box transactions. Our team with USA Commercial Lending is a USA lending leader and has all the government SBA and USDA Loan Sources, wholesale commercial lending, and private money sources to offer solutions to your funding challenges with unique properties or unusual situations.
A former licensed real estate and financial credit hour instructor
SBA-USDA-Commercial Banks, Hedge Funds, & More
Short or Long-term, Cash Flow-Expansion, Franchising
Offering Your Best Options With 300 Plus Sources
Hedge Funds-Private Money & Boutique Correspondent Funds
Always By Your Side
We are different than traditional banks and lenders and work outside the normal lending box when needed. More than other banks and brokers we have the resolve, experience, and ability to work out lender sources and implement programs for those unique and unusual business borrowers and situation properties. We also offer boutique correspondent lending and broker services for a wide range of commercial lending needs and requests. This includes alternative SBA financing sources, stated income, bank statements, P&L, cross-collateralization, and much more.
When the Bank Says No, We Say Yes!
Construction Financing Ground Up- Remodeling-Partner Buy-Outs
We use any and all funding resources available in the market today to fund business purchases, partner, and family buyouts, with or without real estate properties. Our lending sources depend on the borrower's needs and qualifications, and can vary from government funding like SBA and USDA to Wall Street sources, insurance funds, hedge funds, commercial wholesale bank sources, private money, and bridge lenders.
Unique and Out-of-the-Box Lending
Our special lending sources will bring us numerous opportunities for you to implement various creative loan programs for that unusual business or commercial investment property that you might need to purchase, remodel, expand, or refinance.
Call us today to find out what our unique lending sources can do for your business.
Real Estate Lending Options
We help businesses invest in real estate purchases with a variety of lending options. Some of these property types include:
Get funds for your lot development, ground up, and major remodels with USA Commercial Funding special lending sources. It is our business to help your business get funding for new construction, remodeling, expansions, or additions. Get in touch with our team today and grow your business!
Experience and Know-How
With over 25 years experience in the mortgage and financing industry, and with a proven track record, USA Commercial Funding is a leading real estate and business lending leader. We will find the right program and lender from our vast funding sources; government SBA, USDA, conventional banks, wholesale lenders, hedge funds and private money.
If you are interested in buying your first business, refinancing an existing business, buying out a partner or family member looking for a property loan, getting cash to start a new business look no further. J. Michael Holmes is the best commercial broker you can find. He has the most diversified portfolio of lending sources and program options available in the banking world in the USA.
J, Michael has guided business buyers through SBA, USDA and conventional loans since 1998. He has experienced all the phases and aspects in the banking world from personal experience. Now with his personal business experiences added to his banking knowledge, he will be a great addition to your team to find the right lending option for you and your business.
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