J. Michael Holmes

Commercial Real Estate & Business Financing

206-953-2791

holmes.jmichael@gmail.com

J. Michael Holmes
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Business Acquisition With or Without Real Estate

Serving Clients Across the USA

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Funds for Your Business

Our team at USA Commercial Funding is an expert in helping you get funding for your business acquisition loan when buying a business. We specialize in both business acquisitions with and without real estate. Contact us today and see what our team can do for you!

Creative Financial Solutions

With over 20 years of experience in the mortgage lending and banking industries, we have a proven track record of delivering funds on out of the box transactions. Our team with USA Commercial Lending is a USA lending leader and has all the government SBA and USDA Loan Sources, wholesale commercial lending, and private money sources to offer solutions to your funding challenges with unique properties or unusual situations.

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Experienced, Out-of-the-Box Thinking and Trustworthy

J. Michael Holmes is a former licensed real estate and financial credit hour instructor. J. Michael Holmes is the managing director of USA Commercial Funding and is an experienced business and real estate lending professional. J. Michael is a former licensed real estate and financial credit hour instructor and he is always advising, educating, and supporting business clients as they develop a strategic plan for their business purchases, expansions, or real estate purchases or refinances. 
J. Michael has owned numerous businesses, from small to large, in multiple states and has personally bought and sold businesses as well as commercial real estate. His previous experience as a business owner himself has given him personal experience with all the loans available. This includes real estate purchases, partner and family buyouts, inventory and accounts receivable financing, ground-up construction, and remodeling. With this real-world experience, he will help guide you to a terrific solution. Call now to schedule an appointment: 206-953-2791.
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Giving You Financial Power

USA Commercial Funding is a full-service commercial lender, covering all small business lending needs. Our team will use any and all funding resources available in the market today to fund business purchases and partner buyouts, with and without real estate properties.
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Leading Sources

SBA-USDA-Commercial Banks, Hedge Funds, & More 

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Achieving Goals
 

Short or Long-term, Cash Flow-Expansion, Franchising

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Evaluating Finances

Offering Your Best Options With 300 Plus Sources

Unique Properties

Unique Properties

Hedge Funds-Private Money & Boutique Correspondent Funds

Contact Us
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Always By Your Side

We are different than traditional banks and lenders and work outside the normal lending box when needed. More than other banks and brokers we have the resolve, experience, and ability to work out lender sources and implement programs for those unique and unusual business borrowers and situation properties. We also offer boutique correspondent lending and broker services for a wide range of commercial lending needs and requests. This includes alternative SBA financing sources, stated income, bank statements, P&L, cross-collateralization, and much more.

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When the Bank Says No, We Say Yes!

Construction Financing Ground Up- Remodeling-Partner Buy-Outs

We use any and all funding resources available in the market today to fund business purchases, partner, and family buyouts, with or without real estate properties. Our lending sources depend on the borrower's needs and qualifications, and can vary from government funding like SBA and USDA to Wall Street sources, insurance funds, hedge funds, commercial wholesale bank sources, private money, and bridge lenders.

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Unique and Out-of-the-Box Lending

Our special lending sources will bring us numerous opportunities for you to implement various creative loan programs for that unusual business or commercial investment property that you might need to purchase, remodel, expand, or refinance.

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Some examples are as follows:

  • Business acquisitions and partner buy-outs
  • Municipal community donated land for hotel
  • Condo restaurants and retail spaces
  • Cannabis properties, retail, distributor, and farming
  • Veteran owned and advantage programs
  • Mixed use, gas stations, strip malls  
  • Franchise construction and expansion for multiple locations
  • Real Estate Purchases
  • Repurpose and environmental issue properties
  • Multi property portfolio blanket loans
  • Special construction expansion
  • Small business 2 years old expansion funds
  • Franchise expansion
  • Multiple homes on a single property
  • All automotive industrial properties
  • Stand alone offices: doctors, lawyers, veterinarians, dentists, chiropractors

Call us today to find out what our unique lending sources can do for your business.

Call Us
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Real Estate Lending Options

We help businesses invest in real estate purchases with a variety of lending options. Some of these property types include:

  • Industrial & Manufacturing
  • Restaurants
  • Food & beverage service companies
  • Medical professional services
  • Retail
  • Strip malls
  • Daycare facilities
  • Adult homes
  • RV parks
  • Recreational facilities
  • Flag hotels
  • Motels
  • B&B's
  • Apartments
  • Churches
  • Mixed-Uses
  • Gas stations & oil related properties
  • Farms
  • Funeral homes
  • Data centers
  • Warehouses
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Project & Lot Development, Ground Up, and Major Remodels

Get funds for your lot development, ground up, and major remodels with USA Commercial Funding special lending sources. It is our business to help your business get funding for new construction, remodeling, expansions, or additions. Get in touch with our team today and grow your business!

Get in Touch
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Over 20 Years of Experience

With over 20 years of experience in the mortgage and banking industries and a proven track record, USA Commercial Funding can help you with your business acquisition with or without real estate. We are the best commercial real estate broker who can assist with funding for business acquisition with or without real estate for all clients in the USA. We pride ourselves on being knowledgeable experts in business acquisition with or without real estate.  


J. Michael Holmes has guided new home buyers through FHA, VA, USDA, and conventional loans since 1998. He started as a junior loan officer, moved up as a processor, underwriter, and funder, and is now a veteran at business acquisition with or without real estate with thousands of loans under his belt and 22 years of business acquisition with or without real estate experience to help guide you in your endeavors. 

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Contact Us

USA Commercial Funding is ready to take your call!

258 South 171 St.
Seattle, WA 98148
holmes.jmichael@gmail.com 206-953-2791

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Commercial Real Estate and Business Financing